

Keep your valuables protected at home, and when using them out of home. Do you have the right cover for valuables such as jewellery, art, or sports equipment? Get a quote for comprehensive New Zealand contents insurance.
WHY DO YOU NEED CONTENTS INSURANCE?
Are your valuables, such as art, sports equipment or jewellery, protected at home or when you are using them? Contents Insurance will cover you for damage or loss to any item of personal belongings.
Have you ever left your phone on top of your car when driving away? Or spilled a cup of coffee on your laptop? Or lost a piece of jewellery when participating in sport or at the beach? Or in the worst-case scenario – how would you replace all your belongings in the event of a major disaster such as fire or flood?
When you take Contents Insurance arranged by SBS Insurance, this also includes Legal Liability cover, in the case of damage to someone else’s property – especially important if you have pets or are in a rental property.
WHAT ARE THE BENEFITS OF CONTENTS INSURANCE?
Some of the key benefits of contents insurance include:

We’ll pay the replacement value for many items, including electronics less than 3 years old.

Legal Liability in the event of another persons’ property being damaged.

Temporary Accommodation when your home is not able to be lived in due to a claim event.

Different excess options available to suit your budget and circumstances.

Discount available when your home is secured with an alarm.
Please discuss full benefits with one of our friendly, and qualified, insurance advisers. They are here to help you to get the right level of contents insurance cover for your situation.

Who can apply for CONTENTS Insurance?
Subject to meeting underwriting requirements, anyone who owns their own belongings, which are kept in a house in New Zealand can purchase contents insurance. Whether it is for belongings in your own home, a rental property, or a holiday home.
OUR PARTNERS
SBS Insurance is proud to work with New Zealand’s leading insurance brands. To ensure we can provide you with the right insurance cover for your circumstances, we proudly have partnerships with two of the top New Zealand contents insurance providers.
- Vero Insurance – the second largest general insurer in New Zealand
- ANDO Insurance – a relatively new and vibrant insurer in our market.
Your experienced adviser will discuss which option is best suited for your circumstances. Our Insurance Advisers are qualified, and are all salary-based with no commission – we are here to look after your interests and provide you with the insurance cover you need.



Everyone is different so our qualified insurance advisers will discuss with you, the right level of cover for your personal circumstances.
SIX REASONS TO CHOOSE SBS INSURANCE

UNBIASED ADVICE
Our team of experienced and qualified Insurance Advisers will provide you with unbiased advice, as they do not work on commission.

NEW ZEALAND OWNED & OPERATED
SBS Insurance is part of the SBS Bank Group of companies which has been around since 1869 and is 100% New Zealand owned.

EXCEPTIONAL CUSTOMER SERVICE
The team at SBS Insurance is working for you and we strive to provide exceptional customer service.

ONLY A PHONE CALL AWAY
We have an open-door policy. The management team are accessible and welcome your feedback; we’re only a phone call away.

LANGUAGE YOU CAN UNDERSTAND
Our Insurance Advisers will not speak jargon to you, we’ll use plain language, so you know exactly what you’re getting.

WE LOOK AFTER YOU & YOUR FAMILY
We’ll make sure to look after you, your family, and your stuff; and help you understand your options and your insurance cover.