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WHY DO YOU NEED INCOME PROTECTION INSURANCE?
Your income is your most valuable asset. Income Protection insurance may give you a monthly payment to cover lost income from disability as a result of illness or injury.
If you got sick and couldn’t work, how would you continue to pay your mortgage or rent? And how about your other expenses like groceries and utilities? Do you have enough sick leave to cover you for a long recovery? Claims on Income Protection can last many months and sometimes even years.
Give yourself peace of mind and protect your income now. Talk to our SBS Insurance advisers today about our flexible Income Protection solutions.
WHAT ARE THE BENEFITS OF INCOME PROTECTION INSURANCE?
Income Protection Insurance may cover you in the event of:
An accident or illness which stops you from working for longer than your chosen stand-down period.
It can help you pay the bills, your mortgage or your children’s education bills by maintaining a regular income while you are unable to work and recovering.
Some policies can also cover you if you are required to look after a spouse or dependant for an accident or illness.
Who can apply for INCOME PROTECTION Insurance?
New Zealand citizens and those with New Zealand Permanent Residency status, who also live in New Zealand, up to 60 years of age (maximum age of entry depends on your occupation), can apply for Income Protection Insurance. Applications will be assessed on health status and further medical information may be required before acceptance of an application.
KEY DETAILS:
- Payments would be made direct to you, to replace your income.
- Up to 75% of your income can be covered.
- Policies are customisable – you can select your claim period from 2 years, or up to the age of 70.
OUR PARTNERS
SBS Insurance is proud to work with New Zealand’s leading insurance brands. To ensure we can provide you with the right insurance cover for your circumstances, we have partnerships with two of the top New Zealand Income Protection Insurance providers.
Chubb Life & Partners Life Insurance are two of the biggest and most respected life insurance companies in New Zealand. Their Income Protection Insurance policies are highly rated by the leading New Zealand ratings agencies.
Your experienced adviser will discuss which option is best suited for your circumstances. Our Insurance Advisers are qualified, and are all salary-based with no commission – we are here to look after your interests and provide you with the insurance cover you need.
Everyone is different so our qualified insurance advisers will discuss with you, the right level of cover for your personal circumstances.
SIX REASONS TO CHOOSE SBS INSURANCE
UNBIASED ADVICE
Our team of experienced and qualified Insurance Advisers will provide you with unbiased advice, as they do not work on commission.
NEW ZEALAND OWNED & OPERATED
SBS Insurance is part of the SBS Bank Group of companies which has been around since 1869 and is 100% New Zealand owned.
EXCEPTIONAL CUSTOMER SERVICE
The team at SBS Insurance is working for you and we strive to provide exceptional customer service.
ONLY A PHONE CALL AWAY
We have an open-door policy. The management team are accessible and welcome your feedback; we’re only a phone call away.
LANGUAGE YOU CAN UNDERSTAND
Our Insurance Advisers will not speak jargon to you, we’ll use plain language, so you know exactly what you’re getting.
WE LOOK AFTER YOU & YOUR FAMILY
We’ll make sure to look after you, your family, and your stuff; and help you understand your options and your insurance cover.