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WHY DO YOU NEED TRAUMA INSURANCE?
If you suffered a major event such as a heart attack or stroke and could not work for an extended period of time, how would you sustain your lifestyle and any debt repayments?
Trauma Insurance is a ‘Living cover’ which provides a lump sum payment to help you and your family financially through an unexpected major illness or traumatic event. Protect against unexpected medical emergencies. Trauma Insurance products provide you with a lump sum in the event that you are diagnosed with, or suffer from, one of a specific number of listed serious health conditions. These include Cancer, Heart Attack, Stroke and many more.
Get comprehensive Trauma & critical illness insurance for unexpected medical events or emergencies when you talk to the team at SBS Insurance.
Contact SBS Insurance to get a quote on Trauma insurance today.
WHAT ARE THE BENEFITS OF TRAUMA INSURANCE?
Trauma Insurance will cover you in the event of:
- Suffering a serious medical event, such as heart attack, stroke or cancers
- Partial payments can be made for some less serious conditions
Trauma Insurance will also help you to:
Cover a lost income
Ensure you can continue to pay debts like your mortgage & credit card bills.
Consider alternative treatments.
Pay day-to-day expenses.
Pay for your medical costs or treatment not funded through the public health system.
Make any home alterations you require for recovery, rehab or home help.
Who can apply for TRAUMA Insurance?
New Zealand citizens and those with New Zealand Permanent Residency status, under 70 years of age, can apply for Trauma Insurance. Applications will be assessed on health status and further medical information may be required before acceptance of an application.
KEY DETAILS:
- Policies will automatically renew each year; it won’t matter if your health deteriorates in the meantime.
- Your regular premium payments will be adjusted at each renewal, based on your current age.
- Trauma Insurance can either be a stand-alone policy or it can be paid out as part of a life insurance policy.
- Partial payments can be made for some less serious conditions.
- ‘Serious Trauma’ policies can also be available for those who may not be able to get a full Trauma policy, due to individual circumstances.
OUR PARTNERS
SBS Insurance is proud to work with New Zealand’s leading insurance brands. To ensure we can provide you with the right insurance cover for your circumstances, we have partnerships with two of the top New Zealand Trauma Insurance providers.
Chubb Life & Partners Life Insurance are two of the biggest and most respected life insurance companies in New Zealand. Their Trauma Insurance policies are highly rated by the leading New Zealand ratings agencies.
Your experienced adviser will discuss which option is best suited for your circumstances. Our Insurance Advisers are qualified, and are all salary-based with no commission – we are here to look after your interests and provide you with the insurance cover you need.
Everyone is different so our qualified insurance advisers will discuss with you, the right level of cover for your personal circumstances.
SIX REASONS TO CHOOSE SBS INSURANCE
UNBIASED ADVICE
Our team of experienced and qualified Insurance Advisers will provide you with unbiased advice, as they do not work on commission.
NEW ZEALAND OWNED & OPERATED
SBS Insurance is part of the SBS Bank Group of companies which has been around since 1869 and is 100% New Zealand owned.
EXCEPTIONAL CUSTOMER SERVICE
The team at SBS Insurance is working for you and we strive to provide exceptional customer service.
ONLY A PHONE CALL AWAY
We have an open-door policy. The management team are accessible and welcome your feedback; we’re only a phone call away.
LANGUAGE YOU CAN UNDERSTAND
Our Insurance Advisers will not speak jargon to you, we’ll use plain language, so you know exactly what you’re getting.
WE LOOK AFTER YOU & YOUR FAMILY
We’ll make sure to look after you, your family, and your stuff; and help you understand your options and your insurance cover.